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Experienced Bankruptcy and Debt Management Attorneys

New Jersey Bankruptcy Attorneys


The Fresh Start You Deserve

At the Law Offices of Peter J. Lamont, our experienced bankruptcy attorneys are dedicated to helping you get a fresh start through Chapter 7 bankruptcy. We understand that financial hardships can be overwhelming, but our team guides you through every step, from evaluating your eligibility to filing the necessary paperwork and representing you in court. Our primary goal is to ensure that you receive the maximum debt relief possible while preserving as many of your assets as we can. By thoroughly analyzing your financial situation and strategizing the best approach, we will work tirelessly to help you achieve a debt-free future. Let us help you regain control of your finances and rebuild your credit with the fresh start that Chapter 7 bankruptcy can provide.

Compassionate Support and Personalized Solutions 

At our firm, we understand that facing financial difficulties can be an emotionally draining experience. Our team of caring and empathetic legal professionals is committed to making the bankruptcy process as seamless and stress-free as possible for you. We believe that providing compassionate guidance and understanding can help alleviate some of the burden accompanying financial hardships. Our approach goes beyond simply offering legal assistance; we take the time to truly listen to your concerns and provide personalized solutions tailored to your unique circumstances. Our goal is to help you navigate the complexities of bankruptcy and ensure that you feel supported and understood throughout the process. By choosing our firm, you can be confident that you have a team of empathetic professionals dedicated to helping you regain control of your finances and move towards a brighter future.

Holistic Legal Solutions for Complex, Interconnected Financial Issues

Often, bankruptcy matters are closely linked to various other concerns you might face, such as divorce, child support, taxes, or other legal disputes. Our skilled attorneys at the firm are well-equipped to help you address these interconnected issues. With our emphasis on integrity, confidentiality, and affordability, we will work collaboratively as your dedicated team to safeguard your interests and effectively resolve the underlying challenges.

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Don't let financial stress hold you back any longer. Contact us Today at our Bergen County Office.  Call Us at (201) 904-2211 or email Us at

Bankruptcy and Debt Management Services

We offer a comprehensive array of bankruptcy services to address your unique financial needs, including:




















  • Chapter 7 Bankruptcy: Also known as liquidation bankruptcy, this option allows you to discharge most unsecured debts, giving you a fresh start while preserving certain exempt assets.

  • Debt Settlement Negotiations: Our experienced attorneys can negotiate with your creditors on your behalf to potentially reduce your outstanding debts and create a more manageable repayment plan.

  • Foreclosure Defense: We can help you explore legal options to prevent or delay the foreclosure of your home, including loan modification, refinancing, or filing for bankruptcy.

  • Wage Garnishment Defense: If creditors are garnishing your wages, our attorneys can help you understand your rights and potentially reduce or eliminate the garnishment through bankruptcy or other legal actions.

  • Creditor Harassment Protection: Our firm can help end creditor harassment by enforcing the automatic stay upon filing for bankruptcy or by taking other legal actions on your behalf.

  • Bankruptcy Litigation: Our skilled attorneys can represent you in any litigation related to your bankruptcy, including adversary proceedings, dischargeability disputes, and trustee objections.

  • Bankruptcy Alternatives and Counseling: If bankruptcy is not the right solution for your situation, we can help you explore alternative debt relief options and provide financial counseling to help you regain control of your finances.

Why Choose Us?

  • Offering compassionate and non-judgmental counsel

  • Providing personalized solutions for each client's unique situation

  • Guiding clients through the entire bankruptcy process, from filing to discharge

  • Ensuring clients are well-informed about their rights and options

  • Helping clients rebuild their credit and regain financial stability

  • Over 20 Years of Experience

  • Highly Rated by Clients and Peers


8 Chapter 7 Myths

Myth 1: You will lose all your assets in Chapter 7 bankruptcy.

Myth 2: Chapter 7 bankruptcy permanently ruins your credit.

Myth 3: You can't get a loan or credit card after filing for Chapter 7 bankruptcy.

Myth 4: Bankruptcy wipes out all types of debt.

Myth 5:  You can only file for Chapter 7 bankruptcy once in your lifetime.

Myth 6: Filing for Chapter 7 bankruptcy means you're a failure.

Myth 7: Everyone will know you filed for bankruptcy.

Myth 8: Married couples must file for bankruptcy together.

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