4 Lessons from NJ Man Charged with Faking a Slip and Fall and Filing an Insurance Claim
Updated: Oct 31, 2019
A recent news headline concerns a NJ man who allegedly faked a slip and fall accident in a New Jersey business and filed an insurance claim to recover money. Believe it or not, as Jack Palance used to say on the 1980's Ripley's television show, there are at least 4 important lessons that can be learned from the accused man's "slip-ups." Let's take a look and see what we can learn.
According to the Middlesex County Prosecutor, Andrew Carey, Alexander Goldinsky, 57, of Randolph was charged with one count of insurance fraud in the third degree and one count of theft by deception in the third degree for fraudulently filing an insurance claim in a fake slip and fall he orchestrated at a company in Woodbridge.
According to Carey, Goldinsky is an independent contractor who operates under the company name All Gold Industries. When the incident occurred Goldinsky was subcontracted to perform work at a company in Woodbridge.
Goldinsky was arrested on January 15, 2019 following an investigation by Detective Sean Sullivan of the Middlesex County Prosecutor’s Office. It was determined that between September 1, 2018 and November 1, 2018, Goldinsky filed a false insurance claim for the ambulance service and treatment he received at a local hospital for injuries he claimed he sustained at a business located in Woodbridge Township.
According to the Prosecutor, the investigation revealed that Goldinsky purposely threw the ice on the floor in the cafeteria at his workplace, placed himself on the ground, and waited until he was discovered.
LESSON #1: Filing a Fake Insurance Claim is a Crime
Insurance fraud is a serious a crime and New Jersey has some of the nation’s toughest insurance fraud laws. Under New Jersey Code of Criminal Justice 2C:21-4.6, an insurance fraud offense occurs when someone knowingly omits a material fact or makes a false or misleading statement to an insurance company. In New Jersey insurance fraud is a crime and is considered a third-degree felony.
There are many different types of insurance fraud, all of which constitute a crime under New Jersey Law. While the list of insurance fraud claims is long, below are some of the most common claims that attorneys and prosecutors encounter.
Car accidents (rear end collisions, etc.) scams
False Worker’s Compensation claims
Arson or other property damage
False disability claims
Home repair fraud
Bogus injury claims
Stolen car scams
Stolen high value property claims (collectables, jewelry)
Unnecessary medical procedures
If you are caught committing insurance fraud, you will likely be charged with a felony, which will make life very difficult for you moving forward. Even if you think it is something small, or something that you can get away with – don’t. It doesn’t matter is your next-door neighbor has been scamming worker’s compensation for a year or two, don’t you do it.
LESSON #2: We Are All Stars on the Truman Show
For those of you who like movies as much as I do, you may recall the 1998 film, the Truman Show, staring Jim Carey. In the film, Carey's character was followed by hidden cameras 24-hours per day. Unbeknownst to the main character, the cameras tracked and broadcast his every move. (I'm not going to spoil the movie so let's leave it at that.)
Today, we find ourselves under constant surveillance. Advances in technology has made security cameras a fraction of the price they were 10 years ago. Businesses and consumers can purchase video doorbells and "cloud" cameras to place in the home or office, not to mention the fact that just about everyone who has a smartphone is carrying around a small video production studio.
The fact is that 9 times out of 10 you are being filmed/recorded when you are at a business, an ATM, shopping, driving, and even walking down the street. If you plan on doing something illegal, chances are you will be on film somewhere.