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Winter losses test how well your insurance program matches real risk. Frozen pipes, roof leaks from ice, power outages, and collapsed structures create overlapping claims that move quickly. The policy language controls. New Jersey courts will read the contract you purchased, not the brochure you remember. January is the right time to collect facts, give proper notice, and measure each loss against the coverage you actually carry.

Heat failures in winter move quickly from inconvenience to legal dispute. New Jersey law imposes a duty on residential landlords to provide habitable premises. Habitability includes safe, reliable heat during the heating season. Leases do not erase this obligation.

Winter exposes how associations, property managers, and contractors handle basic safety. New Jersey law focuses on who controls the area, who knew or should have known about the condition, and what was done in a reasonable time.

A contractor who responds to a midnight call must still reduce the work to writing once the scene is safe. For jobs over a modest dollar threshold, New Jersey requires a written contract that identifies the parties, the business address, the contractor’s New Jersey registration number, the scope of work in plain language, the total price or a firm method of calculation, and estimated start and completion dates.

ost residential real estate contracts in New Jersey contain a mortgage contingency clause. This provision protects the buyer by allowing the contract to be cancelled if financing cannot be obtained within a set period.

In the purchase or sale of a business, the parties often sign a Letter of Intent, or LOI, before negotiating the full contract.

Seasonal changes affect both the condition of properties and the pace of the market. Those who prepare for these changes are far more likely to avoid disputes and reach the closing table smoothly.

In every commercial real estate transaction, due diligence serves as the critical phase in which a buyer confirms whether the property, its

Commercial real estate transactions in New Jersey involve substantial investment, extensive due diligence, and an array of legal complexitie

The commercial eviction process in New Jersey is neither swift nor simple. Landlords often approach these matters with the expectation that

The idea of avoiding attorney fees or broker commissions is tempting, but does it actually result in real savings

When buying or selling real estate, one of the most common questions is whether you need a lawyer to handle the transaction.

When selling a property in New Jersey, it is imperative for sellers to understand the legal obligations regarding disclosures.

Navigating property ownership as unmarried partners in New Jersey requires a clear understanding of your rights and options, especially whe

Governor Phil Murphy signed into law the New Jersey Real Estate Consumer Protection Enhancement Act, a transformative piece of legislation

In New Jersey real estate transactions, the mortgage contingency clause is critical in protecting buyers and sellers.

Real estate disputes in New Jersey are complex and can have significant financial and legal consequences for both property owners and busine

When you're in the market for a new home, you may come across listings that state the property is being sold "as is."

This blog post will explore the differences between major repairs and normal repairs in the context of waiving a home inspection contingency

This post will examine what the home inspection contingency entails, the risks of waiving it, the potential benefits in certain situations,