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People talk about digital media as if they owned it. "I bought that movie." "I own that album." Money changed hands, so the content should be there whenever you want it, right? The platforms sure make it sound that way when they're taking your payment. But the legal reality behind most digital purchases is far narrower than consumers expect.

Employers and employees are now dealing with a fact pattern that would have sounded exotic a few years ago: a realistic, manipulated image o

Most business owners resist this practice. Some believe that imagining failure invites it, a form of magical thinking with no basis in how contracts, courts, or business relationships actually work. Others operate in a business culture that treats positive thinking as a virtue and any discussion of potential problems as negativity. Some simply find it uncomfortable to dwell on worst-case scenarios, preferring to focus on growth and opportunity. The resistance is understandabl

A small business owner cannot control the economy, interest rates, supply chain disruptions, competitor pricing, a customer’s decision to leave a negative review, the mood of a government inspector, the weather on the day of an outdoor event, or the fact that a trusted vendor suddenly goes out of business.

Spring work begins in January with paperwork. New Jersey regulates residential home improvement through the Consumer Fraud Act, the Home Improvement Practices regulations, and the Home Improvement Contractors Registration Act. These rules set who may perform the work, what must appear in the contract, what disclosures are mandatory, and how changes must be documented. Courts enforce these requirements strictly. Noncompliance exposes contractors to treble damages and fee shift

January is the right time to bring corporate records and filings current. New Jersey expects companies to keep accurate books, maintain a valid registered agent, file the annual report, and preserve a clean record of ownership and governance. Courts and regulators judge what you did and what your documents say. A disciplined review now prevents avoidable problems when a lender, a buyer, or a plaintiff asks for your records later.

Winter losses test how well your insurance program matches real risk. Frozen pipes, roof leaks from ice, power outages, and collapsed structures create overlapping claims that move quickly. The policy language controls. New Jersey courts will read the contract you purchased, not the brochure you remember. January is the right time to collect facts, give proper notice, and measure each loss against the coverage you actually carry.

New Jersey employers enter 2026 without a federal ban on employee noncompetes. Courts halted the FTC’s rule, and the agency has abandoned its appeals. The result is a return to state law and contract drafting. In New Jersey, that means reasonableness, careful tailoring, and a heavier reliance on nonsolicitation and confidentiality to protect real business interests.

Winter weather tests premises safety in a way that ordinary operations do not. Snow, ice, melt, and refreeze change conditions hour by hour. New Jersey law does not relax the standard of care because a storm is inconvenient. It measures what a prudent commercial owner or operator did in view of the conditions, the volume of visitors, and the predictability of hazards. The analysis turns on control of the area, notice of the condition, timing of the response, and the paper rec