A default judgment in New Jersey can be entered against you in a case you never knew about, and most people find out when a bank account is frozen. This post walks through the two-step process under R. 4:43, why the window before judgment enters is worth so much, the six grounds for relief under R. 4:50-1 and their deadlines, the excusable neglect and meritorious defense standard, and what to do the week you find out. From the Law Offices of Peter J. Lamont.