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Most business owners resist this practice. Some believe that imagining failure invites it, a form of magical thinking with no basis in how contracts, courts, or business relationships actually work. Others operate in a business culture that treats positive thinking as a virtue and any discussion of potential problems as negativity. Some simply find it uncomfortable to dwell on worst-case scenarios, preferring to focus on growth and opportunity. The resistance is understandabl

Halloween brings unusual traffic to properties, irregular lighting, temporary structures, and an influx of minors who are lawfully on private walkways and steps. The mix of costumes, darkness, and decorations creates risks that courts analyze under ordinary negligence and premises liability principles. In New Jersey, the duty is not seasonal.

The mandate, which affects tens of millions of Americans who work at companies with 100 or more employees, sets a deadline of January 4