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Dissolving your LLC does not erase the personal guarantee you signed on the lease, the SBA loan, or the equipment financing. This guide explains how a Chapter 7 bankruptcy in New Jersey discharges guaranteed business debt, why the entity itself never receives a discharge, how the means test and the federal exemption election work for New Jersey filers, what Section 523 never wipes out, and the insider preference and fraudulent transfer traps that can cost an owner the dischar

Most buyers assume an asset purchase leaves the seller's problems behind. New Jersey law says otherwise. This guide covers the four successor liability exceptions, the product line rule, the bulk sale notification to the Division of Taxation, worker classification exposure, assignment and change of control traps, and the escrow and indemnification structure that actually protects someone buying a business in New Jersey.

Sponsorship offers arrive as friendly emails with a PDF attached, but a brand deal contract is drafted to favor the brand. This clause-by-clause teardown shows creators what to look for in deliverables, exclusivity, usage rights, whitelisting, morals clauses, payment terms, termination, indemnification, and FTC disclosure obligations.

Most owners assume comprehensive privacy law is a Big Tech concern. It is not. The New Jersey Data Privacy Act applies at 100,000 consumers, or just 25,000 if you derive any revenue from selling personal data, and there is no small business exemption. The 30-day cure period closed on July 1, 2026, and June 2026 amendments added data broker registration plus a sensitive data sale ban that applies to every business regardless of size.

New Jersey business owners need strong intellectual property protection to safeguard their brands, creative works, and trade secrets. Learn about trademarks, copyrights, and trade secret protections available under NJ and federal law, and the common mistakes that leave businesses vulnerable.

Your trademark is one of your most valuable business assets. Learn how to protect your brand in New Jersey through federal and state registration, enforcement strategies, and proactive legal planning. Contact Lamont Law for experienced intellectual property guidance.

New Jersey businesses face common contract issues including vague terms, unenforceable non-competes, missing dispute resolution clauses, and verbal agreements. Learn how to protect your business with practical guidance from Peter J. Lamont, Esq., a Bergen County contracts attorney with over 20 years of experience.